Reading Business Financial Information Overview

Reading business financial information is a critical task of every credit analyst and the first step in reviewing a credit application. In this Reading Business Financial Information course, we will look at key financial statements including the balance sheet, income statement, and the statement of cash flows. We’ll explore the relationship of these financial statements and how they are linked to each other. We’ll also look at the different levels of accountant’s reports and the comfort each provides. 

We will further consider what’s included in the business tax return and how to use this information. Finally, we’ll calculate and interpret the key credit-related ratios for assessing the financial capacity of a business. All these contribute to the business story and influence the credit decisions to be made.

Reading Business Financial Information Learning Objectives

Upon completing this course, you will be able to:

  • Understand the basics of the three main financial statements and key financial terms
  • Learn the different components of financial statements
  • Understand how the three financial statements link together
  • Differentiate the levels of accountant’s reports and the comfort each provides
  • Calculate and interpret the key lending ratios

Reading Business Financial Information is a Required Course of CFI's CBCA® Program

CFI's Commercial Banking & Credit Analyst (CBCA)® Program offers skills include credit evaluation, documentation, and review procedures. For beginners to advanced users, the CBCA® program is designed to help you become a world-class credit analyst.

Who Should Take This CBCA® Course?

This Reading Business Financial Information course is perfect for any aspiring credit analysts working in insurance, underwriting, rating agencies, commercial lending, corporate credit analysis, and other areas of credit evaluation.

What You'll Learn


Reading Business Financial Information

$97.00 Enroll Now Free Preview

Approx 3.5 hrs to complete


From $847.00
Full Immersion Commercial Banking & Credit Analyst (CBCA)™
Buy Now
From $497.00
Self-Study Commercial Banking & Credit Analyst (CBCA)™
Buy Now

What Our Students Say

Learning at CFI has been my dream come true. I got enrolled in the CBCA and it has been a great experience so far.
Ashwin Kumar R N
One of the good course I have come across so far!
Very crystal clear concepts and a lucid approach in providing key inputs on all the topics. A must-pick course for beginners, as well as for advanced professionals, who are focusing more on financial statement evaluation for any company. Great course indeed!
Arvind Kumar
Very enriching
I feel more informed and my analysis acumen is enhanced
Franklin Oben Fobi
Clear and Concise
clear, concise, engaging
See More
Pius Kuku
This course really helped me ready and understand financial statement that are relevant to credit analyst. It was appropriately resourced material .
Francine Fabiola PETATO TEWO
Highly recommend.
Good content and good presentation.
Gurdeep Singh Jassal
This course on Reading Business Financial Information revived key elements of the financial statements as delivered in the FMVA program. Yet on top of this we gain a solid foundation to realize the appropriate lending ratios. The case study was an unique challenge. It required careful study of the financial statements and accompanying notes which deepens user experience. Great work CFI!

Frequently Asked Questions

Can I download the Excel files and financial modeling templates?
How long do I have to complete the courses?
Are CFI courses verified?
Are there any additional fees or costs?
What currency are your courses priced in?
How do I earn my certificates?
Can I email the instructor if I have questions?
Will these courses help me advance my career?
More Questions?


From $847.00
Full Immersion Commercial Banking & Credit Analyst (CBCA)™
Buy Now
From $497.00
Self-Study Commercial Banking & Credit Analyst (CBCA)™
Buy Now