Loan Pricing


Approx 4h to complete

100% online and self-paced

Subscribe to get access to CBCA™ and other programs

From $497/year

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Loan Pricing Course Overview

This Loan Pricing course looks at the fundamentals and factors that banks consider when pricing a loan. We will look at how interest rates, loan structures, and different characteristics of a loan can affect the loan’s pricing.

This Loan Pricing course will also explore how a bank earns revenue and what affects its profitability. This course will include an interactive case study that shows you a practical demonstration using a risk rating and profitability model in Excel. We will also cover different levers that can be used by a credit analyst during client negotiations, and how they can affect the pricing and profitability of a loan. 

Loan Pricing Learning Objectives

Upon completing this course, you will be able to:

  • Explain debt as a funding source, its pros, and its cons
  • Identify loan types and their relative degree of profitability
  • Define risk-adjusted return, and risk-adjusted return on capital
  • Calculate and interpret an example risk rating
  • Recommend pricing structures based on risk rating and loan type

Loan Pricing is an Elective Course of CFI's CBCA® Program

CFI's Certified Banking & Credit Analyst (CBCA)® Program offers skills including credit evaluation, documentation, and review procedures. From beginners to advanced users, the CBCA® program is designed to help you become a world-class credit analyst.

Who Should Take This CBCA® Course?

This Loan Pricing course is designed for current and aspiring Commercial Banking and lending professionals, including Relationship Managers, Credit Analysts, and Risk Management professionals seeking a more comprehensive understanding of loan pricing and profitability.

This course provides a real-world perspective and a hands-on case study outlining how a financial institution would evaluate a client’s default risk and how they might structure borrowing accordingly to optimize risk-adjusted return on capital. The practical exercises, case study, and tools explored in this course will be useful for any credit professional or financial analyst that wishes to work in private lending, business banking, commercial banking, or corporate banking

Become a certified Commercial Banking & Credit Analyst (CBCA)™

Loan Pricing is part of the Commercial Banking & Credit Analyst (CBCA)™ certification, which includes 36 courses.

Commercial Banking & Credit Analyst (CBCA)™ Certification
  • Skills Learned Financial Analysis, Credit Structuring, Risk Management
  • Career Prep Commercial Banking, Credit Analyst, Private Lending

Path To Certification

Prep Courses

7 courses from beginner to intermediate level.


Core Courses

16 courses from beginner to intermediate level.


Elective Courses

11 courses in advanced and intermediate levels.


Get Certified

Submit your CBCA™ checklist and order your certificate.

CBCA Certificate 04Required

Join Our Community

Get access to the Global Corporate Finance Society.


How the Certification Works

Commercial Banking & Credit Analyst (CBCA)™ courses are offered 100% online, allowing you the flexibility to start the Commercial Banking & Credit Analyst (CBCA)™ program anytime and learn when it’s most convenient for you.

The program is a part of the All Access Subscription, which includes all programs and courses.

CFI courses are designed by instructors with over 21 years of financial analyst training experience.

Students must complete all core and elective courses (18 in total) and demonstrate mastery of the topics through successful completion of course materials, quizzes, and assessments.
Within 48 hours of program completion, your Blockchain Verified (CBCA)™ Certification will be emailed to you.

What Our Students Say

Loan pricing course
Course provided a clear and good clarity about how loan can priced by bank and as a credit analyst what all are the factors needed to considered while going the analysis and pricing.

Jayakrishnan Murukappan

All thanks goes to the management team at CFI for the good education services rendered to us all who strive to advance our career.


Loan Pricing
Very good content, good case study and very good delivery.


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