Construction Loan-in-Process

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Intermediate level

Approx 1.5 to complete

100% online and self-paced


From $497.00
Self-Study Commercial Banking & Credit Analyst (CBCA)™
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From $847.00
Full Immersion Commercial Banking & Credit Analyst (CBCA)™
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Construction Loan-in-Process Course Overview

This Construction Loan-in-Process course focuses on construction lending, primarily from a bank's point of view. It is the third and final course in the three-part series, and should be taken after Construction Finance Fundamentals and Structuring a Construction Loan. In this course, we discuss the payment cycle, how holdback or retainage clauses are applied, and various legal tools related to construction payments.

Later on in the course, we will discuss the loan monitor's role, change order and contingencies, what to do when the project begins to fail, and briefly describe title insurance.

Construction Loan-in-Process Learning Objectives

Upon completing this course, you will be able to:

  • Understand the construction payment cycle and process
  • Explain how holdbacks or retainage are applied and why
  • Grasp legal tools related to construction payments such as liens, statutory declarations, and prompt payment legislation
  • Appreciate the loan monitor’s role in payment processing and loan disbursements
  • Address strategies and processes for non-performing loans
  • Understand title insurance and why it’s important

Construction Loan-in-Process is an Elective Course of CFI's CBCA® Program

CFI's Certified Banking & Credit Analyst (CBCA)® Program offers skills including credit evaluation, documentation, and review procedures. For beginners to advanced users, the CBCA® program is designed to help you become a world-class credit analyst.

Who Should Take This CBCA® Course?

This Construction Loan-in-Process course was created for any current and aspiring professionals working in commercial banking roles, with a focus on the real estate development industry. It is also useful for anyone looking to explore the intricacies of construction lending. Taught from the perspective of the lender, this course provides a solid foundation of the lending process for construction development loans, and would also provide key takeaways for mortgage brokers and related industry advisors.

Get the course in a bundle

Construction Loan-in-Process is part of the Commercial Banking & Credit Analyst (CBCA)™ certification, which includes 33 courses.

Commercial Banking & Credit Analyst (CBCA)™ Certification
Starts at $497
Learn More
  • All 33 CBCA™ courses
  • Skills Learned Credit Analysis and Documentation, Risk Mitigation, Writing
  • Career Prep Rating Agencies, Insurance, Commercial Lending

Path To Certification

Prep Courses

courses from beginner to intermediate level.


Core Courses

15 courses from beginner to intermediate level.


Elective Courses

10 courses in advanced and intermediate levels.


Get Certified

Submit your CBCA® checklist and order your certificate.

CBCA Certificate 04Required

Join Our Community

Get access to the Global Corporate Finance Society.


How the Certification Works

Commercial Banking & Credit Analyst (CBCA)™ courses are offered 100% online, allowing you the flexibility to start the Commercial Banking & Credit Analyst (CBCA)™ program anytime and learn when it’s most convenient for you.
Students must complete all core and elective courses (18 in total) and demonstrate mastery of the topics through successful completion of course materials, quizzes, and assessments.
Within 48 hours of program completion, your Blockchain Verified (CBCA)™ Certification will be emailed to you.

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