Cash Flow Cycles and Analysis Course Overview

In this Cash Flow Cycles and Analysis course, we look at how companies manage their cash flow. We will explore both the operating cash flow cycle and the investing cash flow cycle. 

We use real-world examples to calculate a company’s working capital funding gap. Then we will go over important strategies companies can use to optimize their working capital accounts.

From there we will look at the longer-term investments such as sustaining or expansionary capital expenditures. We will assess the payback time on a project and look at the return on investment.

In the end, we'll combine what we learned and produce a cash flow statement to compare key metrics such as net income, EBITDA, cash flow from operations, and free cash flow.

Throughout the course, we'll be looking at things from both the lender's perspective and the borrower's perspective so you'll have a full picture as a complete credit analyst of how to forecast and optimize cash flow for a business.

Cash Flow Cycles and Analysis Learning Objectives

Upon completing this course, you will be able to: 

  • Discuss the difference between a company's short-term operating cash flow and long-term investing cash flow
  • Compare working capital objectives and capital investment objectives
  • Calculate working capital funding gap, investment payback and return on investment
  • Use a company's financial statement to conduct a cash flow analysis and compare key metrics

Who should take this course?

This Cash Flow Cycles and Analysis course is perfect for any aspiring credit analysts working in insurance, underwriting, rating agencies, commercial lending, corporate credit analysis, and other areas of credit evaluation.

Cash Flow Cycles and Analysis Is a Required Course of CFI's CBCA® Program

CFI's Commercial Banking & Credit Analyst (CBCA)® Program offers skills including credit evaluation, documentation, and review procedures. From beginners to advanced users, the CBCA® program is designed to help you become a world-class credit analyst. 

What You'll Learn


Cash Flow Cycles and Analysis

$97.00 Enroll Now Free Preview

Approx 2.5 hrs to complete


From $847.00
Full Immersion Commercial Banking & Credit Analyst (CBCA)™
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From $497.00
Self-Study Commercial Banking & Credit Analyst (CBCA)™
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What Our Students Say

Ashwin Kumar R N
Highly recommended.
More than the content, I really liked the course materials, workout exercises provided in the middle, the interactive quizzes which help to revise the topics quickly.
I enjoyed every bit of this course!
The cash flow cycles and their analysis is the fulcrum of all the business functions. I am sure this refresher course will bolster the hands-on experience, and I enjoyed every bit of this course! Thanks to CFI!
Arvind Kumar
very well structured
Very well structured, precise, and concise.
cash flow analysis
Very gon.od content, good examples and very good presentation.
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Francine Fabiola PETATO TEWO
Highly recommend.
Aubrey Sibanyoni
Very informative and quite frankly enjoyed this section!
Miguel Angel Bonilla Martinez
I highly recommend this course to better understand lending contracts where your collateral is based on future cash flows!
I Wayan Subagia
all Are excellence
Vikash Yadav
Its one of the fantastic course with outstanding delivery by Tim. The best part of courses by Tim is that he uses case studies during the course to make it better easy to understand for us, however in other courses i have observed that instructor shares course study and ask us to solve by our own, but this is not the case with Tim. Which helps to understand case study very well along with course itself.
Phoebe Matthews-Cheng
As many other courses I took at CFI, this one is great. However I wish there are more examples for other type of business, e.g. service company or online data service company.

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From $847.00
Full Immersion Commercial Banking & Credit Analyst (CBCA)™
Buy Now
From $497.00
Self-Study Commercial Banking & Credit Analyst (CBCA)™
Buy Now