5 Cs of Credit Overview
In this 5 Cs of Credit course, we will explore the 5 characteristics that lenders use to assess the overall creditworthiness of potential borrowers: Character, Capacity, Capital, Collateral, and Condition.
We will explain each of the 5 Cs in details including:
- The definition of each characteristic
- The importance of this characteristic in credit application process
- How to access the characteristic using different tools and resources
At the end of each chapter, we will put it all together in a case study. You will read the results of a company's management assessment, financial analysis, business and industry analysis, and identify the strengths and weaknesses of this company's credit.
5 Cs of Credit Learning Objectives
Upon completing this course, you will be able to:
- Explain each characteristic in the 5 Cs of credit framework
- Identify the key credit strengths and weaknesses of a company by examining various sources of information
- Discuss how the 5 Cs of credit are used to assess the borrower
5 Cs of Credit Is a Required Course of CFI's CBCA® Program
CFI's Certified Banking & Credit Analyst (CBCA)® Program offers skills include credit evaluation, documentation, and review procedures. For beginners to advanced users, the CBCA® program is designed to help you become a world-class credit analyst.
Who Should Take This CBCA® Course?
This 5 Cs of Credit course is perfect for any aspiring credit analysts working in insurance, underwriting, rating agencies, commercial lending, corporate credit analysis, and other areas of credit evaluation.
What You'll Learn
Path to Certification
courses from beginner to intermediate level.01Optional
15 courses from beginner to intermediate level.02Required
10 courses in advanced and intermediate levels.03Optional
Submit your CBCA® checklist and order your certificate.04Required
Join Our Community
Get access to the Global Corporate Finance Society.05Optional
How the Certification Works
What Our Students Say
Very simple to understand.
I found the 5c of credit very well explained.
Very informative content. The case studies helped to deepen the theoretical knowledge and apply it directly in a real world example. In the interactive exercises test your knowledge and your mistakes are explained by given examples.
Very engaging and easy to comprehend course. will surely recommend to anyone.