5 Cs of Credit Overview
In this 5 Cs of Credit course, we will explore the 5 characteristics that lenders use to assess the overall creditworthiness of potential borrowers: Character, Capacity, Capital, Collateral, and Condition.
We will explain each of the 5 Cs in details including:
- The definition of each characteristic
- The importance of this characteristic in credit application process
- How to access the characteristic using different tools and resources
At the end of each chapter, we will put it all together in a case study. You will read the results of a company's management assessment, financial analysis, business and industry analysis, and identify the strengths and weaknesses of this company's credit.
5 Cs of Credit Learning Objectives
Upon completing this course, you will be able to:
- Explain each characteristic in the 5 Cs of credit framework
- Identify the key credit strengths and weaknesses of a company by examining various sources of information
- Discuss how the 5 Cs of credit are used to assess the borrower
5 Cs of Credit Is a Required Course of CFI's CBCA® Program
CFI's Certified Banking & Credit Analyst (CBCA)® Program offers skills include credit evaluation, documentation, and review procedures. For beginners to advanced users, the CBCA® program is designed to help you become a world-class credit analyst.
Who Should Take This CBCA® Course?
This 5 Cs of Credit course is perfect for any aspiring credit analysts working in insurance, underwriting, rating agencies, commercial lending, corporate credit analysis, and other areas of credit evaluation.
- All 34 CBCA™ courses
- Skills Learned Credit Analysis and Documentation, Risk Mitigation, Writing
- Career Prep Rating Agencies, Insurance, Commercial Lending
6 courses from beginner to intermediate level.01Optional
15 courses from beginner to intermediate level.02Required
9 courses in advanced and intermediate levels.03Optional
Submit your CBCA™ checklist and order your certificate.04Required
Join Our Community
Get access to the Global Corporate Finance Society.05Optional
How the Certification Works
Of course i obtained much more knowledge. I hope this knowledge & my study will enhance my quality & career progression.
Emran Khan Majlish
Very engaging and easy to comprehend course. will surely recommend to anyone.
Thank you for such an insightful course. I learnt new skills that I believe will come in very useful as a professional.
The course is fantastic and practical, which develops your critical thinking skills.