Overview

5 Cs of Credit Overview

In this 5 Cs of Credit course,  we will explore the 5 characteristics that lenders use to assess the overall creditworthiness of potential borrowers: Character, Capacity, Capital, Collateral, and Condition.

We will explain each of the 5 Cs in details including:

  • The definition of each characteristic
  • The importance of this characteristic in credit application process
  • How to access the characteristic using different tools and resources



At the end of each chapter, we will put it all together in a case study. You will read the results of a company's management assessment, financial analysis, business and industry analysis, and identify the strengths and weaknesses of this company's credit.



5 Cs of Credit Learning Objectives

Upon completing this course, you will be able to: 

  • Explain each characteristic in the 5 Cs of credit framework
  • Identify the key credit strengths and weaknesses of a company by examining various sources of information
  • Discuss how the 5 Cs of credit are used to assess the borrower



5 Cs of Credit Is a Required Course of CFI's CBCA® Program

CFI's Commercial Banking & Credit Analyst (CBCA)® Program offers skills include credit evaluation, documentation, and review procedures. For beginners to advanced users, the CBCA® program is designed to help you become a world-class credit analyst. 


Who Should Take This CBCA® Course?

This 5 Cs of Credit course is perfect for any aspiring credit analysts working in insurance, underwriting, rating agencies, commercial lending, corporate credit analysis, and other areas of credit evaluation.

5 Cs of Credit

$97.00 Enroll Now Free Preview

Approx 2.0 hrs to complete

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From $847.00
Full Immersion Commercial Banking & Credit Analyst (CBCA)™
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Self-Study Commercial Banking & Credit Analyst (CBCA)™
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Path to Certification

Prep Courses

6 courses from beginner to intermediate level.

01Optional

Core Courses

15 courses from beginner to intermediate level.

02Required

Elective Courses

12 courses in advanced and intermediate levels.

03Optional

Get Certified

Submit your CBCA™ checklist and order your certificate.

CBCA Certificate 04Required

Join Our Community

Get access to the Global Corporate Finance Society.

05Optional

How the Certification Works

Commercial Banking & Credit Analyst (CBCA)™ courses are offered 100% online, allowing you the flexibility to start the Commercial Banking & Credit Analyst (CBCA)™ program anytime and learn when it’s most convenient for you.
Students must complete all core and elective courses (18 in total) and demonstrate mastery of the topics through successful completion of course materials, quizzes, and assessments.
Within 48 hours of program completion, your Blockchain Verified (CBCA)™ Certification will be emailed to you.

What Our Students Say

Sara Emam
Brilliant course
The course materials were illustrative and the lecturer has delivered the information in such easy smooth way.
Macdonald Ossuetta
Insightful
Thank you for such an insightful course. I learnt new skills that I believe will come in very useful as a professional.
NABIRYO SALIMA
LEARNING FROM WHERE YOU ARE.
Happiness is when you need to upgrade your Education level and you exactly know where to do it from. At CFI your dream comes true. Just get started.
Arvind Kumar
Well designed
Very simple to understand.
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Elías Sleiman Joseph
I found the 5c of credit very well explained.
Turhan Kagan Kulay
Very informative content. The case studies helped to deepen the theoretical knowledge and apply it directly in a real world example. In the interactive exercises test your knowledge and your mistakes are explained by given examples.
Bertram Ekwunife
Very engaging and easy to comprehend course. will surely recommend to anyone.
Kharis Damorou
This course is very complete and instructive, and it's the same thing for all other CBCA courses. Thanks to CFI for the efforts made for delivering high-quality courses.
Pius Kuku
Found this course very interesting and master skills for practical use in assessing credit as a Business Consultant to work with clients.
Francine Fabiola PETATO TEWO
Highly recommend.
VENUGOPAL RAJAMANURI
Very good content with relevant case studies and wonderful presentation.
Tara Tiantian
Franklin Oben Fobi
The fundamentals are well explained. If you follow the exercise, one gets a better understanding of the subject.
Emran Khan Majlish
Of course i obtained much more knowledge. I hope this knowledge & my study will enhance my quality & career progression.
ARMEL DJENGUE
Excellent performance!
I Wayan Subagia
All Are Well Done.Need to repeat and paractices

Frequently Asked Questions

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Upgrade

From $847.00
Full Immersion Commercial Banking & Credit Analyst (CBCA)™
Buy Now
From $497.00
Self-Study Commercial Banking & Credit Analyst (CBCA)™
Buy Now